"Disability is the most strictly underwritten insurance of all, in general, " said Stanley Horn, a certified financial planner at Investors Mutual Agency in Houston.
2.
"They're very inexpensive . . . because they know they're not going to pay for anything that's pre-existing, " said Stanley Horn, a certified financial planner at Investors Mutual Agency.
3.
You can cover your children with an endorsement to your insurance policy that puts term insurance coverage on your child until he or she reaches a certain age, such as 21, said Stanley Horn, a certified financial planner at Investors Mutual Agency in Houston.
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